Car Trouble at the Worst Time
For a middle-class family, losing their only car to a breakdown can be a huge setback—but preparing ahead can soften the blow. Start by setting up a dedicated “car fund,” even if it’s just $25–$50 a month, to cover future repairs or replacement.
Keep up with regular maintenance to prevent costly problems, and know the average repair costs for your vehicle so you’re not caught off guard. Research local transportation alternatives in advance, such as bus routes, rideshare options, or carpool networks. By planning now, a breakdown becomes a manageable bump in the road—not a full-blown financial crisis.
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