Childcare or School Expenses You Didn’t Plan For
Unexpected childcare or school expenses—like field trips, supply lists, or last-minute daycare needs—can hit hard for families already living paycheck to paycheck. These surprise costs can throw off a fragile budget and add unnecessary stress.
To ease the pressure, set up a small “school fund” with even $5–$10 a week, take advantage of school supply drives, and don’t hesitate to communicate with teachers or programs about flexible payment options.
Planning ahead where possible and leaning on community resources can turn those stressful surprises into manageable moments.
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